The Larger Catechism

Question 194

194.     Q. What do we pray for in the fifth petition?

A. In the fifth petition, (which is, Forgive us our debts, as we forgive our debtors,[1265]) acknowledging, that we and all others are guilty both of original and actual sin, and thereby become debtors to the justice of God; and that neither we, nor any other creature, can make the least satisfaction for that debt:[1266] we pray for ourselves and others, that God of his free grace would, through the obedience and satisfaction of Christ, apprehended and applied by faith, acquit us both from the guilt and punishment of sin,[1267] accept us in his Beloved;[1268] continue his favour and grace to us,[1269] pardon our daily failings,[1270] and fill us with peace and joy, in giving us daily more and more assurance of forgiveness;[1271] which we are the rather emboldened to ask, and encouraged to expect, when we have this testimony in ourselves, that we from the heart forgive others their offenses.[1272]

Scriptural Defense and Commentary

[1265] Matthew 6:12. And forgive us our debts, as we forgive our debtors. [1266] Romans 3:9-22. What then? are we better than they? No, in no wise: for we have before proved both Jews and Gentiles, that they are all under sin; As it is written, There is none righteous, no, not one: There is none that understandeth, there is none that seeketh after God. They are all gone out of the way, they are together become unprofitable; there is none that doeth good, no, not one…. Now we know that what things soever the law saith, it saith to them who are under the law: that every mouth may be stopped, and all the world may become guilty before God, etc. Matthew 18:24-25. And when he had begun to reckon, one was brought unto him, which owed him ten thousand talents. But forasmuch as he had not to pay, his lord commanded him to be sold, and his wife, and children, and all that he had, and payment to be made. Psalm 130:3-4. If thou, LORD, shouldest mark iniquities, O Lord, who shall stand? But there is forgiveness with thee, that thou mayest be feared. [1267] Romans 3:24-26. Being justified freely by his grace through the redemption that is in Christ Jesus: Whom God hath set forth to be a propitiation through faith in his blood, to declare his righteousness for the remission of sins that are past, through the forbearance of God; To declare, I say, at this time his righteousness: that he might be just, and the justifier of him which believeth in Jesus. Hebrews 9:22. And almost all things are by the law purged with blood; and without shedding of blood is no remission. [1268] Ephesians 1:6-7. To the praise of the glory of his grace, wherein he hath made us accepted in the beloved. In whom we have redemption through his blood, the forgiveness of sins, according to the riches of his grace. [1269] 2 Peter 1:2. Grace and peace be multiplied unto you through the knowledge of God, and of Jesus our Lord. [1270] Hosea 14:2. Take with you words, and turn to the LORD: say unto him, Take away all iniquity, and receive us graciously: so will we render the calves of our lips. Jeremiah 14:7. O LORD, though our iniquities testify against us, do thou it for thy name’s sake: for our backslidings are many; we have sinned against thee. [1271] Romans 15:13. Now the God of hope fill you with all joy and peace in believing, that ye may abound in hope, through the power of the Holy Ghost. Psalm 51:7-10, 12. Purge me with hyssop, and I shall be clean: wash me, and I shall be whiter than snow. Make me to hear joy and gladness; that the bones which thou hast broken may rejoice. Hide thy face from my sins, and blot out all mine iniquities. Create in me a clean heart, O God; and renew a right spirit within me…. Restore unto me the joy of thy salvation; and uphold me with thy free spirit. [1272] Luke 11:4. And forgive us our sins; for we also forgive every one that is indebted to us. And lead us not into temptation; but deliver us from evil. Matthew 6:14-15. For if ye forgive men their trespasses, your heavenly Father will also forgive you: But if ye forgive not men their trespasses, neither will your Father forgive your trespasses. Matthew 18:35. So likewise shall my heavenly Father do also unto you, if ye from your hearts forgive not every one his brother their trespasses.

Introduction

Many years ago, someone asked me if I ever run out things to pray for. The person seemed pretty convinced that more often than not, we will face periods of sheer dumbness. It seems reasonable – all the bases are covered, there is nothing else to pray for. We are done for the day; the list has been prayed through, the matter is concluded, we go on to the next thing scheduled for the day. Will believers run out of things to pray for? Our inability to pray, this “dumbness,” may in fact come from several factors.

It can come from our carnality. We are so caught up with the ways of the world or simply living in disobedience that we remain speechless before God. The soul is not interested in addressing God because it refuses to forsake its love affair with sin. Another reason may be insensibility. The “sense” of want or the awareness of one’s deep spiritual need does not press in on the mind and heart. There is no feeling, no sense of urgency, no sense of dread, etc. This spiritual numbness creates dumbness.

Still there is the conviction of sin that might prevent a person from praying. He is so overwhelmed and feels so guilty, he cannot even groan. Though this is a better situation (since he is sensible of something important), it can easily lead to despair and will issue in full unbelief if left in this condition.

Perhaps a far too common condition among the saints of God is that we tend to be too busy, preoccupied, and distracted. Running too fast and furious with many interests and concerns have crowed out our need for prayer. Some of these concerns may be legitimate, some perhaps neutral, etc. but in the end, our hearts have plunged themselves into those diversions so thoroughly that when it comes to praying, we can say little to nothing because the “other” concerns have grabbed our attention and affections.

These are all spiritual problems and most likely, the same person could (after giving up on prayer) speak energetically about anything else. That reveals much and speaks volumes regarding the spiritual decay.

Now coming back to the question. Theologically speaking, we should never be speechless because the fifth petition assumes something about our real problem. “And forgive us our debts, as we forgive our debtors.” (Mt. 6:12) We have enough sins to compel us to pray and enough to preoccupy our prayers. If nothing else comes to mind, surely there is something to confess! If we are not unacquainted with ourselves and not strangers to God’s holy standards, then we can (and should) confess our sins.

Thomas Ridgley beautifully connects this petition with the fourth. This flow in the Lord’s Prayer ought to be remembered:

Having been directed, in the former petition, to pray for outward blessings, we are now led to ask for forgiveness of sin. It is with very good reason that these two petitions are joined together; inasmuch as we cannot expect that God should give us the good things of this life, which are all forfeited by us, much less that we should have them bestowed on us in mercy and for our good, unless he is pleased to forgive those sins whereby we provoke him to withhold them from us. Nor can we take comfort in any outward blessings, while our consciences are burdened with a sense of the guilt of sin, and we have nothing to expect, as the consequence of it, but to be separated from his presence.[1]

 

Debts or Trespasses?[2]

Matthew 6:12 uses the word that must be translated as “debts” — “and forgive us our debts (ὀφειλήματα), as we also have forgiven our debtors (ὀφειλέταις).”[3] Almost every translation uses “debts” but the Catholics in the English speaking world continue to use “trespasses” (even though the Vulgate has “debita nostra” as well as their Douay translation). The Book of Common Prayer (1559) used “trespasses” while John Wycliffe early on used “debts” (dettis) in 1382. William Tyndale’s New Testament translation (1526) however ended up with “trespasses” and he maintained the same translation of v. 12 in 1533 in his exposition upon Matthew chs. 5-7.[4] Perhaps his influence through Coverdale came into The Book of Common Prayer?

Modern Catholics recognize that the word ought to be translated as “debts” but ever since they began to pray the Lord’s Prayer in English (as opposed to Latin), it was “trespasses.” Even the most recent Catechism of the Catholic Church uses “trespasses.”[5] Nevertheless, it is more accurate to translate it as “debts.”

Apparently the Greek word for debt was equivalent to the Aramaic word for sin as a debt.[6] The Targums used the Aramaic word to mean sin or transgression.[7] Clearly our sins place us in an indebted situation, as something owed to God. Something has to be done to clear our debt created by our sins (“debtors to the justice of God”).

 

Acknowledging our Guilt, Debt, and Incapacity

In this petition, we are in fact “acknowledging, that we and all others are guilty both of original and actual sin, and thereby become debtors to the justice of God; and that neither we, nor any other creature, can make the least satisfaction for that debt…” Three things are mentioned in this clause. One, we are acknowledging our guilt. An “uneasiness” should pervade our hearts as we come to Him (as we ponder ourselves). We know we are guilty for our “original and actual sin.” That is, we recognize we are tainted by a sinful nature and that we are also guilty on account of our actual sins against God. Rom. 3:9-22 clearly and emphatically teaches that we are “all under sin.” Though we may not “feel” it, we acknowledge it since it is a fact. Our inability to sense and feel this sin and its corresponding guilt indicates how deeply sin has infected our judgment and sense.  Vos makes this helpful observation:

The guilt of sin is an unpopular idea today; the man-centered religion of recent decades has tried to avoid this idea or explain it away. Sin is regarded as a misfortune or calamity, rather than as something deserving blame and punishment. Consequently, many modern people regard themselves as quite righteous; or if they think of themselves as sinners, they feel that they are to be pitied and consoled rather than judged and condemned. (Vos, 566)

Two, we are also admitting that we are in debt to God — “debtors to the justice of God.” Acknowledging our guilt means that we have become debtors to God. God requires holiness and we have fallen short of His glory (Rom. 3:23). Jesus tells a most searching parable of the unmerciful or unforgiving servant in Mt. 18:21-35. In it, Jesus equates the debt with sin. He concludes, “So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart.” (v. 35) Jesus is teaching us that our debts have been forgiven and we should in turn forgive others. The debt in v. 24 is likened to something over a billion dollars in our currency; selling the family into slavery to pay of the debt would have perhaps cover one talent (nothing in comparison to the ten thousand talents he owed [ὀφειλέτης]).  Similarly, our guilt and sin has placed us in debt to the justice of God. We must see our offense and debt to be as they really are. Is it not true that we minimize our sins against God and maximize people’s offense against us?[8]

Three, we are acknowledging that we are incapable of paying for that debt. Our incapacity does not minimize our obligation — and that neither we, nor any other creature, can make the least satisfaction for that debt. The Psalmist said, “If thou, LORD, shouldest mark iniquities, O Lord, who shall stand?” (Ps. 130:3) If God holds us accountable (and He does), we cannot stand before Him. His holy righteousness opposes us and we cannot satisfy Him of this debt. Always remember this! We are infinitely indebted to Him on account of our sins; we are incapable of satisfying that debt. We cannot repay what we owe!

Why is this necessary? Are we once again pressing for a “worm theology” that is neither healthy nor helpful? Not at all! Rather, this posture must always regulate and drive our prayers because it truly reflects our condition. The fifth petition helps us to come to terms with our need for pardon and that we (in ourselves) cannot take care of (or atone for) the sins we have committed! We must remember we cannot satisfy divine justice so we must flee to Him who alone can pardon and justify us. We must rid ourselves of that “legal” spirit that always rears its ugly head in our prayers: “I’m so sorry; I’ll never do it again. I will from now on do this and that and promise to always [insert your promised works of righteousness]!” No, we acknowledge that neither we, nor any other creature, can make the least satisfaction for that debt. We cannot make the least satisfaction much less a full satisfaction — that is what we must always remember in our prayers. We possess infinite demerit and come to God incapable of satisfying divine justice — in knowing and believing this, we possess the right posture to seek pardon from our gracious heavenly Father. It is most safe to be most honest before our heavenly Father.  (Though we must not think that even this “posture” merits his approval and thus earn our forgiveness and satisfy divine justice. Remember John Newton’s words, “My best is defective and defiled, and needs pardon before it can hope for acceptance; but through mercy my hope is built, not upon frames and feelings, but upon the atonement and mediation of Jesus.”)

 

We and All Others…Ourselves and Others

Confessing our own sins is a very personal and private matter. Yet the prayer requests pardon for “our debts.” None of us stand above another before God. We are all guilty and we all need pardon. Witsius says that “all are oppressed by the load [of sin], no one is able to discharge his own debt, much less that of others.”[9] So “we pray for ourselves and others…” Prayer must include the infirmities of others.

Before expounding the petition, we must remember that we are seeking the same for others. We cannot wish pardon for ourselves while secretly wishing the one we dislike or the one who hurt us be condemned and judged strictly for his debts. Our sins ought to grieve us and we should feel the same grief for the sins of others while seeking the Lord’s pardon for them. How our God answers those requests, we cannot be certain but surely we are encouraged to pray for mercy on behalf of others.

None of us can read the hearts of the other person but our heavenly Father can. To secretly yearn for judgment or calamity for someone else while beseeching only pardon for ourselves reveals something narrow and cruel in our hearts. We are to forgive our brother from our hearts (Mt. 18:35, ἀπὸ τῶν καρδιῶν ὑμῶν — “from your hearts”). How can we beg for mercy, pardon, and patience from God while looking with indifference on a brother’s plight (a brother or sister with whom we might have differed)?

 

To be Free from Guilt and Punishment

We must assume and acknowledge the previous clause. The heart of the petition lies in in what follows. In begging our heavenly Father to forgive us our debts — “we pray for ourselves and others, that God of his free grace would, through the obedience and satisfaction of Christ, apprehended and applied by faith, acquit us both from the guilt and punishment of sin…” Forgiveness is “of his free grace” and is not something we are naturally “due.” However, His grace does not run rough shod against His justice. It is granted to us “though the obedience and satisfaction of Christ…” This theological verity has fallen on hard times. The New Perspective and Federal Vision have vigorously rejected the notion that God would grant us forgiveness “through the obedience and satisfaction of Christ.”[10] They call this “merit theology” and eschew any suggestion that Christ’s obedience merited anything.[11] Clearly Christ’s obedience merited our salvation (see our study on the Larger Catechism question #38).[12]

The petition, in keeping with what is taught elsewhere in the Bible, teaches that God forgives us on the basis of Christ’s atonement. Christ perfectly obeyed the law (“obedience”) and fully paid for the infractions against the law (“satisfaction of Christ”). So Paul says that “by the one man’s obedience the many will be made righteous” (Rom. 5:19).[13] Christ’s obedience and satisfaction are the righteous means of relieving us entirely from the guilt and punishment of our sins.

Rom. 3:24-26 makes clear that Christ’s redemptive death procures our justification — “justified by his grace as a gift, through the redemption that is in Christ Jesus (διὰ τῆς ἀπολυτρώσεως τῆς ἐν Χριστῷ Ἰησοῦv)” (3:24).[14] Though v. 25 may be difficult to interpret, we can still recognize that what God did through Jesus’ sacrificial death (“God put forward as a propitiation by his blood”) we are to receive by faith (“to be received by faith”). The fifth petition has in mind what Christ did (“through the…satisfaction of Christ”) and in our prayers we are to receive what He did by faith — “apprehended and applied by faith.”  The end result of looking in faith is that we would acquitted from our guilt and punishment. To put this simply, we are asking God to declare us right and innocent and forgo punishing us for our sins — why? We are asking that He would do so through Christ’s finished work (“through the obedience and satisfaction of Christ”). Ridgley makes this helpful observation: “As in this method of praying for forgiveness, we take occasion to adore the wisdom of God, which has found out this expedient to hallow or sanctify his own name, as well as to secure to us an interest in his love; and, at the same time, we express the high esteem we have for the person of Christ, who has procured it for us, and also our sense of the infinite value of the price he paid in order to procure it.”[15]

This is no idle theology. We are not defending something because it is “old” or because it is “traditional.” Not only is it biblical (on that basis, the matter should be concluded), it is eminently practical and serves as a great means of comforting our souls. When the believer sins, when he feels its weight and guilt, what does he do? He wishes he could pull it from his breast; rip it from his heart; cleanse it with his efforts. He knows his sins deserve judgment and he knows not what to do and is ashamed with guilt. When he prays, “Lord, forgive me, pardon me of my debts, my wicked trespasses, my rebellious sins.” he wishes he could do more than simply cry out. This is when the simple truth of Christ’s obedience and satisfaction assuages his conscience. He himself can do nothing but he can apprehend and apply by faith that Jesus has obeyed even unto death and has satisfied divine justice. There, he sees what his own sins justly deserve and recognize that God has acted with righteousness to condemn sin in Christ. With that, he simultaneously recognizes that he is acquitted on account of Christ. I can only believe and receive; I cannot pay for my own sins!

Acceptance and Favor

In our petition for acquittal, we are also asking for the other gospel benefits: “accept us in his Beloved; continue his favour and grace to us, pardon our daily failings, and fill us with peace and joy, in giving us daily more and more assurance of forgiveness…” These requests work together — they represent the full desire of what should be asking. It is not merely, “Get rid of this sin; please cover it by forgiving me.” Rather, “we pray… that God of his free grace would, through the obedience and satisfaction of Christ, apprehended and applied by faith…” would confer the following.

Accept us in his Beloved — Ephesians 1:6, 7 teaches that we are indeed blessed in Christ (“blessed us in the Beloved”). The KJV translated it as “he hath made us accepted in the beloved”. The word ἐχαρίτωσεν (from χαριτόω) simply means to be gracious, be favored, bestow on freely.[16] Some of the older commentators translated this broadly as “graciously accepted” or “made us subjects of His grace” (as in JFB).[17]  In the context, Paul praises God’s glorious grace with which he graced or blessed us in the beloved Lord Jesus Christ (literally, “his grace with which he has graced us” since the verbal cognate of the noun “grace” is used). We are praising the grace with which He graced us in Christ — as John Eadie says, “So it is not grace as a latent attribute, but grace in profuse donation…”

We are asking God to acquit us and to continue to graciously deal with us in Christ — to continue to bless us in Him (which would include continued acceptance in the Beloved).  If God does not forgive us, we will be bankrupt. Our petition for pardon also is a petition for God to continually bless us in Christ. Remember, we deserve nothing and our sinful ways only reinforces that point so any and all gracious dealings with God abundantly come to us on account of Christ or “in the beloved” (ἐν τῷ ἠγαπημένῳˆ).

A similar idea is found in the next clause — continue in his favour and grace to us. As Peter prays, “Grace and peace be multiplied unto you through the knowledge of God, and of Jesus our Lord.” (2 Peter 1:2) We are daily dependent upon God’s continue favor and grace. The idea of grace or favor in 2 Peter suggests a “ruler’s favor” one writer says. “These readers have already received favor from God in that they have received a faith equal to that of the apostles. Now they are wished further favor from their divine patron, indeed multiplied favor.”[18] This comes to us through God’s grace.

We must ponder a most simple but practical point. When we come with that humble attitude before God and are ever aware of our guilt and offense, we cannot presume that any good should or would come to us. We are debtors to Him. But we come in faith, convinced of what God has done for us in Christ and how He has acquitted us in Him and therefore we can humbly ask that He would continue his favor and his grace to us for the sake of Christ. This is not a petition for material blessings but a petition for all the riches that flow to us in the beloved.

This part of the petition is something we all readily see, pardon our daily failings. The verses used to support this are helpful. Hosea 14:2 says, “Take with you words and return to the LORD; say to him, ‘Take away all iniquity; accept what is good, and we will pay with bulls the vows of our lips.’” We are called to return to the Lord with words of confession asking him to “take away all iniquity.” Surely God requires this of us on a daily basis. Jeremiah 24:7 gives these words, ““Though our iniquities testify against us, act, O LORD, for your name’s sake; for our backslidings are many; we have sinned against you.” Daily pardon is required because daily sins are committed; they “testify against us” (at least they should) and our “backslidings are many.”

We might miss this simple point but the Lord’s Prayer assumes we sin on a daily basis and therefore need daily forgiveness. As we pray for daily bread, we also pray for daily pardon for our daily failings.  Why is that important? We are too often foolishly surprised by our own sins and failures. We are a wonder to ourselves — how could we sin so easily and so frequently? God has provided for us by giving His Son. Through his merits and sacrificial death, our miserable failures and high-handed sins are pardoned!

In the fifth petition, as we acknowledge our sinfulness and ask God for pardon, we can easily feel ashamed and disheartened. Did our Lord teach us this prayer so that we would grovel in guilt and shame? Is the purpose only to force us to come to terms with our wicked selves? It cannot be. Our divines recognized that this petition required and exercise of faith (“apprehended and applied by faith”). We must believe as we pray. In Ps. 51, the confession of sin rings clear and an unmistakable brokenness and humility permeate the Psalm. It includes petitions like, “Restore to me the joy of your salvation” (v. 12) and “O Lord, open my lips, and my mouth will declare your praise.” (v. 15)[19] With contrition comes the petition for joy in the Lord. So the Larger Catechism interprets the petition to include: “and fill us with peace and joy, in giving us daily more and more assurance of forgiveness…” Asking for forgiveness did not mean that we would be placed in a substandard position. We deserve nothing and we will not be blessed because we deserve it. We were not adopted because we were righteous and we will not be blessed because we have been good. Christ’s death has purchased and secured our redemption, past and present pardon, and all the spiritual blessings in the heavenly places. This petition is a request for pardon and restoration.

Rom. 15:13 is Paul’s prayer-wish for the Roman church. He asks, “May the God of hope fill you with all joy and peace in believing, so that by the power of the Holy Spirit you may abound in hope.” That is, his prayer is that the believers would be filled with “all joy and peace in believing” — the end product (εἰς τὸ περισσεύειν ὑμᾶς) is so that they would abound in hope through the power of the Spirit. He fills us with joy and peace as we believe (ἐν τῷ πιστεύειν). Mounce says, “While it is God who provides the joy and peace, it is our continuing confidence and trust in God that enables him to bless us as he does. The joy and peace given by God results in an overflow of hope in the life of the believer. Our role is to maintain a relationship of continuing trust in God.” Or as Calvin would say, “for in order that our peace may be approved by God, we must be bound together by real and genuine faith.” That is, we must look to God, believe He will fill us with joy and peace. We are asking God to fill us with these things because we have lost the joy of our salvation. The Psalmist wishes to “hear joy and gladness” and experience “the joy of your [God’s] salvation.”

Furthermore, we are asking to be more assured of our forgiveness. This is not a call for easy believism or a formulaic plea. Rather, being convinced that God alone can pardon and that He alone can grant the assurance of our pardon, we look to him for both. Remember, the end of our confession is not defeat or some morbid depression — the end of this petition is apprehending by faith our pardon and peace, our acquittal and assurance, our justification and joy — those are what we must pray for.

In conclusion, we must remember that our time of confession of our sins to God should in relief, joy, and peace. This will not always happen with the same intensity but we must apprehend by faith all that has been promised to us in Christ. If we leave dejected and unbelieving, if we rise from our being on our knees unconvinced and unconsoled, then we have not prayed in faith.